By Albert J. Derbes, IV Parties to a contract too often sign without a careful review of the miscellaneous, or boilerplate, clauses at the end of the document. One of the most problematic instances concerns confidentiality clauses in contracts. A confidentiality clause obligates one, both, or more parties to a contract to maintain the terms […]
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When Should a Will Include a Trust
By: Beau P. Sagona, Esq. A Last Will and Testament commonly addresses three items: Who inherits the decedent’s property; Who handles the decedent’s estate; and Who will raise the minor children if both parents are deceased. A fourth item to address – when circumstances warrant – is a testamentary trust. A testamentary trust is simply […]
Making Sense of the Various Types of Bankruptcy
By: Frederick L. Bunol You may have heard references to different types of bankruptcy, such as “Chapter 7” or “Chapter 13”, and wonder what those terms mean. Below is a short summary of the various bankruptcy chapters. The Bankruptcy Code can be found at Title 11 of the United States Code. The Bankruptcy Code is […]